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My 80:20 Investment Strategy: Beating Inflation and Risk-Free Rates

  In an economic environment where inflation and risk-free rates, such as T-bills and bank savings accounts, hover around **10.5%**, many investors struggle to generate real wealth growth. My **80:20 investment strategy** is designed to **outperform inflation** and secure superior returns while maintaining a balanced risk profile. By following this structured approach for a minimum of **three years**, investors can achieve consistent growth and financial security. Breakdown of the 80:20 Investment Strategy -80% Allocation: Invested in Cash Funds and Income Funds, targeting an annual return of 10.5%. -20% Allocation: Invested in Stock Funds, aiming for a minimum annual return of 20%. This combination allows investors to benefit from steady fixed-income growth while leveraging the stock market’s potential for higher returns. Investment Growth Projection (Annual Compounding) Let’s assume an investor starts with Rs. 100 under this strategy: 80% Allocation – Cash & Income Funds Inve...

اب پراپرٹی اور اسٹاک مارکیٹ کو بھول جاؤ۔ بینک ڈپازٹ %15 منافع دے رہا ہے۔



Pakistan has always been an ideal country for making investments in textile, agriculture and financial institutions. However we lack in investment opportunities for a lower to middle and high middle class individuals. 

For them, only financial institutions are available to help them achieve their financial goals. 

Many institutions fails to penetrate in the market to reach potential clients resulting lower access to financial services. 

But not to worry anymore as this platform will provide complete guidance on your investments with financial institutions.

Since our country has witnessed a political instability that might last long therefore this would not be the right time to invest in stock market and property. However this is the best time invest with banks where profit rates are as high as 15%. With this rate your opportunity cost becomes very low. 

You can always reach out for more information in comment box.

Cheers!

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My 80:20 Investment Strategy: Beating Inflation and Risk-Free Rates

  In an economic environment where inflation and risk-free rates, such as T-bills and bank savings accounts, hover around **10.5%**, many investors struggle to generate real wealth growth. My **80:20 investment strategy** is designed to **outperform inflation** and secure superior returns while maintaining a balanced risk profile. By following this structured approach for a minimum of **three years**, investors can achieve consistent growth and financial security. Breakdown of the 80:20 Investment Strategy -80% Allocation: Invested in Cash Funds and Income Funds, targeting an annual return of 10.5%. -20% Allocation: Invested in Stock Funds, aiming for a minimum annual return of 20%. This combination allows investors to benefit from steady fixed-income growth while leveraging the stock market’s potential for higher returns. Investment Growth Projection (Annual Compounding) Let’s assume an investor starts with Rs. 100 under this strategy: 80% Allocation – Cash & Income Funds Inve...

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