In an economic environment where inflation and risk-free rates, such as T-bills and bank savings accounts, hover around **10.5%**, many investors struggle to generate real wealth growth. My **80:20 investment strategy** is designed to **outperform inflation** and secure superior returns while maintaining a balanced risk profile. By following this structured approach for a minimum of **three years**, investors can achieve consistent growth and financial security. Breakdown of the 80:20 Investment Strategy -80% Allocation: Invested in Cash Funds and Income Funds, targeting an annual return of 10.5%. -20% Allocation: Invested in Stock Funds, aiming for a minimum annual return of 20%. This combination allows investors to benefit from steady fixed-income growth while leveraging the stock market’s potential for higher returns. Investment Growth Projection (Annual Compounding) Let’s assume an investor starts with Rs. 100 under this strategy: 80% Allocation – Cash & Income Funds Inve...
Looking For Jobs|firstly you should know and consider the consequences of being jobless and/or without work.
non productive use of time can/will lead to,
- depression
- anxiety
- negativity
- low self esteem
- poverty
- social pressure
In order to remain positive, one must be productive, active and earning.
Therefore, not having jobs should not be the reason to sit idle. Ambition must be to earn money regardless of what you do or what type of job you have.
If you can not help your self, no one else will. So it's time to wake up, know yourself, throw yourself and stop wasting your time.
There two industries that will probably hire fresh graduates quickly compare to others.
Mutual Funds
Mutual fund is the pool of money where different investors participate and allows fund manager to invest in securities like stocks, govt securities, bonds, money market. you can research more about this industry for in depth knowledge.
You must be at least graduate to qualify.
Benefits of employees
- Fixed monthly salary
- incentives
- fuel
- provident fund
- gratuity
- quick promotions
Banks and other organizations selling mutual funds are also known as Asset management companies. Almost every bank in Pakistan has its own mutual fund. So grab the opportunity and apply now.
Life/health insurance
Selling life insurance policies provide you hardcore sales experience which is considered and recognized worldwide. This industry is open for all to join, learn and grow. They also provide a one week full day training in airconditioned environment with free lunch. you always have an option to continue or withdraw. There are approximately seven big companies in Pakistan.
Intermediate is the minimum qualification is required.
Benefits for hires
- high commissions
- salary ( for corporate sales in most cases)
- performance bonus every quarter
- set your own income
- national and international trips/conventions
- company maintained car (upon meeting targets)
The idea is to let you explore those options and learn skills of selling, communication and presentation which are considered by top employers worldwide.
Good luck
I hope article will help while you're looking for jobs.
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