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My 80:20 Investment Strategy: Beating Inflation and Risk-Free Rates

  In an economic environment where inflation and risk-free rates, such as T-bills and bank savings accounts, hover around **10.5%**, many investors struggle to generate real wealth growth. My **80:20 investment strategy** is designed to **outperform inflation** and secure superior returns while maintaining a balanced risk profile. By following this structured approach for a minimum of **three years**, investors can achieve consistent growth and financial security. Breakdown of the 80:20 Investment Strategy -80% Allocation: Invested in Cash Funds and Income Funds, targeting an annual return of 10.5%. -20% Allocation: Invested in Stock Funds, aiming for a minimum annual return of 20%. This combination allows investors to benefit from steady fixed-income growth while leveraging the stock market’s potential for higher returns. Investment Growth Projection (Annual Compounding) Let’s assume an investor starts with Rs. 100 under this strategy: 80% Allocation – Cash & Income Funds Inve...
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Looking for high profit paying bank in Pakistan? Know about Naya pakistan certificate and monthly profit.

 

profit rates, hbl monthly profit, high profit paying bank,fixed deposit, naya pakistan certificate


Profit rate, high profit paying bank, fixed deposit, Naya Pakistan, Monthly profit |

Are you looking for a bank that can meet your monthly income requirement?

Are you a pensioner? 

Are you a senior citizen and over 60 years of age?

If answer of all above question is yes, then you are going to be rich wealthy soon.


Banks offering High profit rate (for Pakistanis)

  1. Apna Microfinance Bank (up to 11%)
  2. U microfinance bank (up to 9%)
  3. The first microfinance bank (up to 9%)
  4. Khushhali microfinance bank (up to 10%)


you can have profit payout on monthly, quarterly and annually.

profit rates are up to 11% as of 14th September 2021

look out for microfinance banks or leave a comment for personalized free service for making informed decision. 


Naya Pakistan Certificate (for overseas Pakistanis)

Following are commercial banks offering profit up to 11%  

  1. HBL bank
  2. UBL bank
  3. NBP 
  4. Bank Al Habib
  5. Bank Alfalah
  6. Meezan Bank


Note: before depositing into a bank, please check out whether a bank is regulated by a relevant authority and registered with SBP. 

Profit rate, high profit paying bank, fixed deposit, Naya Pakistan, Monthly profit |


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My 80:20 Investment Strategy: Beating Inflation and Risk-Free Rates

  In an economic environment where inflation and risk-free rates, such as T-bills and bank savings accounts, hover around **10.5%**, many investors struggle to generate real wealth growth. My **80:20 investment strategy** is designed to **outperform inflation** and secure superior returns while maintaining a balanced risk profile. By following this structured approach for a minimum of **three years**, investors can achieve consistent growth and financial security. Breakdown of the 80:20 Investment Strategy -80% Allocation: Invested in Cash Funds and Income Funds, targeting an annual return of 10.5%. -20% Allocation: Invested in Stock Funds, aiming for a minimum annual return of 20%. This combination allows investors to benefit from steady fixed-income growth while leveraging the stock market’s potential for higher returns. Investment Growth Projection (Annual Compounding) Let’s assume an investor starts with Rs. 100 under this strategy: 80% Allocation – Cash & Income Funds Inve...
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